Buying a home is a bit more difficult than most other purchases. For many, it the largest investment made in a lifetime. There are many issues involved in making the right choice of a home and many legal issues which accompany it. You can best protect your investment by obtaining as much information possible and seeking the advise of experienced professionals.
Lawyer, engineer/architect, pest control inspector, banker and appraiser are some of the professionals from whom you will need to obtain information. Negotiating the contract, handling title issues, reviewing documents and conducting a closing are just some of the things that your attorney will do to help coordinate all of the various elements needed to complete your deal.
Please - DO NOT SIGN ANYTHING - until your attorney has had an opportunity to review the document(s) and advise you so that you can make an informed and reasoned decision.
If you are buying or selling a home, please proceed to the Intake Department for more information.
Refinancing
Refinancing an existing mortgage can save you a substantial sum of money over the years of the loan. But you should not make your decision to refinance solely on the basis of obtaining a lower interest rate. It is important that you determine what, if any, savings or tax benefits you will receive from your refinance. In some instances, after paying lender points and closing fees, it may not be worthwhile for you to refinance. After you have receive all of the mortgage information and before committing to a lender or paying any application fees, check with your accountant about tax consequences and benefits of a refinance.
When you are ready to proceed, an attorney will be very helpful to you. Amongst other things, your attorney will review the title report, attend the closing, review and explain the closing documents and provide you with a closing statement.
Please - DO NOT SIGN ANYTHING - until your attorney has had an opportunity to review the document and advise you so that you can make an informed and reasoned decision.
If you are refinancing a home, please proceed to the Intake Department for more information.
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